Buildings in V Zones

May 18th, 2014

The minimum NFIP requirement is to floodproof a building to the BFE. However, when it is rated for flood insurance, one foot is subtracted from the floodproofed elevation. Therefore, a building has to be floodproofed to one foot above the BFE to receive the same favorable insurance rates as a […]



FEMA Extends ‘Proof of Loss’ Deadline for Sandy Flood Insurance Claims to October 30

May 01th, 2014

April 29, 2014 The Federal Emergency Management Agency (FEMA) issued a bulletin Monday announcing that it will grant another extension to the deadline for Superstorm Sandy victims to file their insurance “proof of loss” forms for their flood claims. Under the National Flood Insurance Program (NFIP), the claimants must file […]



Will FEMA Extend the Proof of Loss Deadline Again?

May 01th, 2014

April 18, 2014 Seibert & Smith has regularly reminded NFIP policyholders/victims of Superstorm Sandy about the upcoming April 28, 2014 deadline to file their Proof of Loss for flood damages. We also urge everyone to contact us asap regarding filing for supplemental adjustments; our personnel has worked on behalf of […]



Flood Insurance Relief Legislation Update

May 01th, 2014

March 21, 2014 President Obama signed legislation today providing relief from huge spikes in insurance premium costs for homeowners living in flood-prone areas. Lawmakers from BOTH parties supported the measure in response to angry homeowners who are facing sharp premium hikes after the recent overhaul of the federal government’s flood […]




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