Buildings in V Zones

May 18th, 2014

The minimum NFIP requirement is to floodproof a building to the BFE. However, when it is rated for flood insurance, one foot is subtracted from the floodproofed elevation. Therefore, a building has to be floodproofed to one foot above the BFE to receive the same favorable insurance rates as a […]

FEMA Extends ‘Proof of Loss’ Deadline for Sandy Flood Insurance Claims to October 30

May 01th, 2014

April 29, 2014 The Federal Emergency Management Agency (FEMA) issued a bulletin Monday announcing that it will grant another extension to the deadline for Superstorm Sandy victims to file their insurance “proof of loss” forms for their flood claims. Under the National Flood Insurance Program (NFIP), the claimants must file […]

Will FEMA Extend the Proof of Loss Deadline Again?

May 01th, 2014

April 18, 2014 Seibert & Smith has regularly reminded NFIP policyholders/victims of Superstorm Sandy about the upcoming April 28, 2014 deadline to file their Proof of Loss for flood damages. We also urge everyone to contact us asap regarding filing for supplemental adjustments; our personnel has worked on behalf of […]

Flood Insurance Relief Legislation Update

May 01th, 2014

March 21, 2014 President Obama signed legislation today providing relief from huge spikes in insurance premium costs for homeowners living in flood-prone areas. Lawmakers from BOTH parties supported the measure in response to angry homeowners who are facing sharp premium hikes after the recent overhaul of the federal government’s flood […]

How ICC May Benefit You

Mar 06th, 2014

FEMA   Eligible Allowances under SFIP Section III Coverage D   Increased Cost of Compliance (ICC)   Compliance activities eligible for payment are: demolition, elevation, relocation and flood proofing (or any combination of these activities) of your structure.   DEMOLITION • Permits • Demolition of an eligible insured building • […]


Mar 06th, 2014

2- 1- 2014 CONGRESS Senate Passes ABA-Advocated Flood Insurance Bill The Senate voted 67-32 yesterday to delay scheduled flood insurance rate hikes under the 2012 Biggert-Waters law. The ABA and ABIA-supported bill, S. 1926, will delay the scheduled rate increases until FEMA completes its mandated affordability study and certifies that […]

Typical House Raising Procedure

Mar 06th, 2014

Elevating your home will raise your home a few inches for a minor repair of sagging, or raise it several feet to add garages, living space, views and to bring your home above flood elevation. A typical house raise to FEMA Base Flood Elevation, with foundation would include the applicable […]

National Flood Insurance (FEMA) NFIP Facts

Feb 20th, 2014

HISTORY Historically, people at risk from flooding could only hope for help from their neighbors and charitable organizations in the event of a flood. Government assistance varied from community to community, and flood insurance was scarce. During the 1920s, the insurance industry concluded that flood insurance could not be a […]

American Society of Civil Engineers 2013 Report Card on our Infrastructure (D+!!)

Aug 15th, 2013

As quoted on the ASCE website (permission granted by ASCE for reprint), “The American Society of Civil Engineers is committed to protecting the health, safety, and welfare of the public, and as such, is equally committed to improving the nation’s public infrastructure. To achieve that goal, the Report Card depicts […]

Christie Announces $30,000 Lift Grants for Coastal Primary Homeowners

Aug 04th, 2013

Seibert & Smith Contractors      NJ #13VH07408600 347 W. 8th Street,   “At The Causeway” Ship Bottom, Long Beach Island, New Jersey  08008 609-361-8080    Christie Administration Announces $100 Million Home Elevation Program To Protect Homeowners From Future Flood And Storm Damage Eligible Homeowners Encouraged to Apply for Reimbursement Grants Up to […]

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