FEMA

 

Eligible Allowances under SFIP Section III Coverage D

 

Increased Cost of Compliance (ICC)

 

Compliance activities eligible for payment are: demolition, elevation, relocation and flood proofing (or any combination of these activities) of your structure.

 

DEMOLITION

• Permits

• Demolition of an eligible insured building

• Disconnect and cap required utilities (electricity, water, sewer and or gas) in accordance

with State and local regulations

• Cartage of debris (demolished insured building) and dump site fees

• Clearing the existing building site of any remaining materials of the insured building, such

as the foundation

• Grade and stabilize the building site in accordance with State or local regulations (fill for

basement foundation voids)

 

Non-covered expenses:

• Demolition of an insured building already in compliance with State or local floodplain

management law or ordinance

• Demolition of other surfaces (sidewalks, driveways, patios, etc.) or structures (detached

garages and carports, sheds, play sets, fences, containment or retaining walls, etc.) outside

the perimeter exterior walls of the insured building

• Re-grading and re-seeding of lawns or the replacement of plant-life

• Allowances already paid in a claim under Coverage A – Building Property

• Any payable amount over the NFIP’s maximum for Coverage A – Building Property, on

any single loss.

 

 

ELEVATION

• Architectural and engineering fees associated with a design for elevating an eligible

insured building

• Permits

• Pre-mitigation elevation certificate, if required

• Disconnecting required utilities (electricity, water, sewer or gas)

• Clearing of plant-life and excavation around the insured building for the setup and

installation of lifting equipment and supports

• Cost to separate an attached garage Elevation of the insured building to minimum required

height (BFE or freeboard)

• Temporary support (cribbing)

• Removal and disposal of pre-mitigation insured building foundation components, when

applicable (see Demolition)

• Construction of the compliant foundation

• Required minimum flood venting

• Re-connection of required utilities (extension or modification)

• Re-construction of egress (steps & railings plus 16 SF landing), front and rear or under

• Installation of platform for air-conditioning equipment

• Post-mitigation elevation certificate

 

 

Non-covered expenses

• Elevation of any structure other than the insured building

• Elevation of the insured building already at the minimum required height

• Elevation of the insured building above the minimum required height

• Elevating the insured building outside of a Special Flood Hazard Area, except when

required according to an existing local community flood management ordinance

• Code upgrades unrelated to State or local floodplain management law or ordinance

• Added improvements, remodeling, or additions

• Disconnection, elevation and re-attachment of decks or walkways

• Re-attachment of garages or grade level utility closets

• Repair, removal, reinstall or replacement of exterior siding or masonry veneer

• Re-grading and re-seeding of lawns or the replacement of plant-life

• Other surfaces (sidewalks, driveways, patios, etc.) or structures (fences, containment or

retaining walls, etc.) outside the perimeter exterior walls of the insured building

• Allowances for items already considered under Coverage A – Building Property

• Any payable allowance over the statutory limit of the SFIP on any single loss occurrence

 

RELOCATION

• Architectural and engineering fees associated with a design for relocating an eligible

insured building

• Permits

• Clearing of plant-life and excavation around the insured building to allow the setup,

installation of lifting and transportation equipment and supports

• Preparation of the moving route

• Disconnect and cap required utilities in accordance with State and local regulations

• Preparation, elevation, and transport of the insured building to the new site

• Clearing the existing building site of any remaining materials of the insured building, such

as the foundation (see Demolition)

• Construction of the compliant foundation at the new site (see Elevation)

• Installation and anchoring of the insured building to the foundation at the new site

• Connecting required utilities at new site (electricity, water, sewer, and or gas)

 

Non-covered expenses:

• Relocation of any structure other than the insured building

Elevating the insured building at the new site located in a non-Special Flood Hazard Area

• Any payable amount over the NFIP’s maximum for Coverage A – Building Property, on

any single loss.